The 21-year-old from Switzerland beat second seed Petra Kvitová in three sets.
Belinda Bencic's fairytale run in Dubai is complete.
She upset 2013 winner Kvitová 6-3, 1-6, 6-2 in the finals of the Dubai Duty Free Tennis Championships.
Earlier in the day it was number three seeds Barbora Strycova and Hsieh Su-wei who defeated Lucie Hradecka and Ekaterina Makarova to win their second doubles title together in the emirate.